A car accident is always a stressful experience, and discovering you’re at fault adds another layer of complexity. Ryan Zehl, an experienced auto accident lawyer in Houston, mentions that regardless of the severity of the accident, from a minor fender-bender to a major collision, understanding the appropriate steps to take after the incident is crucial for protecting your legal and financial interests and ensuring that everyone involved receives the necessary assistance.

1. Prioritize Safety and Call Emergency Services

The most important thing you can do immediately after an accident is ensure everyone is safe. If anyone appears injured, call 911 immediately. Even if the injuries don’t seem too bad, it’s crucial to get medical professionals on the scene, as there could be internal damage. With approximately 1.66 million non-fatal injuries resulting from car crashes in 2022 across the United States, seeking prompt medical attention can prevent complications later.

If it’s safe to do so, move your vehicle and any other involved vehicles out of the flow of traffic. Activate your hazard lights to warn other drivers. If you have them, place reflective triangles or flares around the accident scene to increase visibility further. Prioritize your safety and the safety of others above all property concerns.

2. Create a Comprehensive Record of the Car Accident

Meticulously document everything at the scene. Take detailed photographs from multiple angles of all vehicles involved, the accident scene itself, road conditions, traffic signs, and any visible injuries. This comprehensive visual record will help illustrate the extent of the damage. Exchange insurance information, driver’s license details, and contact information with all parties involved in the collision.

While the events are still fresh in your memory, write a detailed narrative of the accident. Include the time of day, prevailing weather conditions, and other components that may have contributed to the incident. If there were witnesses, be sure to get their contact information, as their accounts could be invaluable later.

3. Contact Your Auto Insurance Company Promptly

Report the accident to your insurance company promptly, preferably within 24 hours. Provide a factual account of the incident without speculating about who was at fault or making unnecessary admissions. Your insurer will explain their claims process and outline your coverage.

Since roughly 4.2 million vehicle crashes occur annually, and more than 71 percent involve only property damage, insurance companies clearly handle these situations regularly and have established procedures to help you navigate the process.

4. Consider Contacting a Car Accident Lawyer

Depending on the severity of the accident and potential complications, you may want to consult with a car accident lawyer. This is especially important if there are serious injuries, significant property damage, or if you’re facing potential criminal charges. Legal representation becomes even more critical in cases involving impaired driving, considering that approximately 34 people lose their lives daily in drunk-driving crashes across the United States.

5. Follow Up on Medical Care and Repairs

It’s wise to seek a medical evaluation even if you feel okay immediately following the car accident, as some injuries can delay symptoms. Maintain detailed records of all medical treatment and associated expenses.

For vehicle repairs, work with your insurance company to get estimates from reputable shops. Keep all receipts and documentation related to the accident for your records.

While being at fault in a car accident is never ideal, handling the situation responsibly can minimize long-term consequences. By prioritizing safety, documenting everything, working with your insurance company, considering legal advice when appropriate, and following through on medical care and repairs, you’ll be better positioned to move forward.

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